Section E - Personnel

Policy Number E096

Employee Insurance

The St. Charles City-County Library District shall provide insurance programs as needed for full time employees. Some benefits may be available for their families and dependents. These programs may include health, life, dental, short and long term disability insurance. At the option of the Board of Trustees, insurance coverage may be contributory in nature. The employee contribution will be determined annually and will be assessed on a prorated basis for each insurance option.  

The dental program offered by the Library District may be self-funding in nature. This program will be available only to full time employees and may be selected separately from the health insurance. 

Short Term and Long Term Disability Insurance may be offered through an insurance carrier or may be self-funded.  Short Term Disability may begin after 90 days of total disability and Long Term Disability may begin after 180 days of total disability, or as outlined in the insurance contract terms of agreement.

The Library District may also offer additional life insurance to full time employees. The premiums for this additional insurance will be fully paid by the employee.

The Library District may also make health and life insurance available to part time, tracked employees. The premiums for this insurance will be fully paid by the employee.

Temporary employees, as defined by Policy #E111, are not eligible for insurance benefits.  

                                                              (Revision Approved 12/8/2008)